Gig work offers the promise of flexibility and independence to the 93 million gig workers in the United States, but it often fails to provide these workers with traditional benefits of W-2 jobs like benefits, paid vacation time, retirement plans, and a steady paycheck with tax withholding.

The freedom to choose what you do and when you do it. The opportunity to control your workload. The independence of being, well, independent. While being your own boss may come with a lot of perks, tracking your finances isn’t one of them.

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